PPCC: Pisitófilos Creditófagos. Primavera 2024

[Cadavre Exquis]

https://www.eleconomista.es/ecotrader-premium-sp/noticias/12785033/04/24/merlin-vuelve-al-top-10-con-ence-en-relevo-a-las-acereras.html

Saludos.

[Cadavre Exquis]

https://www.eleconomista.es/vivienda-inmobiliario/noticias/12783375/04/24/las-hipotecas-ponen-fin-a-12-meses-a-la-baja-repuntan-un-38-con-un-tipo-medio-moderado-al-333.html

Saludos.

[Cadavre Exquis]

https://www.eleconomista.es/actualidad/noticias/12785122/04/24/pedro-sanchez-estudia-dimision.html

Saludos.

[Cadavre Exquis]

https://www.eleconomista.es/economia/noticias/12784103/04/24/la-airef-rebaja-el-impacto-de-los-nextgen-sobre-la-economia-real-a-18900-millones.html

Saludos.

[Cadavre Exquis]

https://twitter.com/hijodelaconsci1/status/1780191420281655650

La ministra de Vivienda, propietaria de siete inmuebles, pide ayuda a los caseros
Isabel Rodríguez posee tres viviendas, dos plazas de aparcamiento y dos trasteros, según su declaración de bienes

2024.04.16

La ministra de Vivienda y Agenda Urbana, Isabel Rodríguez

La ministra de Vivienda, Isabel Rodríguez, recurrió la semana pasada a los caseros para tratar de poner freno a la escalada en los precios del alquiler. Mientras la Ley de Vivienda aprobada por el Ejecutivo de Pedro Sánchez ya está contribuyendo a dicho alza, al sacar pisos del mercado según Idealista, Rodríguez sitúa a los pequeños propietarios en el punto de mira.

«Quiero dirigirme a propietarios de vivienda en alquiler, os necesitamos. El 95 % de los inmuebles en arrendamientos son propiedad de particulares», afirmó Rodríguez la semana pasada, reclamando a los pequeños propietarios que pongan más vivienda en alquiler a precios asequibles.

https://www.scribd.com/document/723551154/Declaracion-de-bienes-de-la-ministra-Isabel-Rodriguez

Un colectivo a la que la propia Isabel Rodríguez pertenece, según su declaración de bienes. La ministra es titular de tres viviendas en Ciudad Real, una de ellas al 100 % y otras dos al 50 %. La primera de ellas fue adquirida en 2004, la segunda en 2011 y la tercera en 2018.

Además la ministra, de 42 años, es titular del 50 % de dos plazas de aparcamiento y dos trasteros. A cuenta de estos inmuebles Rodríguez percibe una renta de 5.130 euros, que suma a los 6.617,93 euros al mes que percibe, en 12 pagas, como ministra.

Rodríguez es además titular de tres créditos hipotecarios al 50 %, dos de ellos firmados en 2004, por 88.400 euros y 17.400 euros, respectivamente; y un tercero por 90.000 euros en 2020. El saldo pendiente a fecha del pasado mes de agosto es de 39.510,21 euros, 8.447,75 euros y 87.042,68 euros, respectivamente.

La ministra, que declara también 13.511,07 euros en depósitos bancarios y 10.790 en un plan de pensiones, es además titular de dos vehículos: un Seat Ibiza adquirido en 2006 y un Volkswagen Passat comprado en agosto de 2010.

Saludos.

[sudden and sharp]

[Una cosa es que la socialdemocracia nos venga bien a nosotros, los estructuraltransicionistas, y otra que ella esté por la labor.]


[El plazo que el Sr. Sánchez da —5 días— es para recibir el apoyo de personas concretas pertenecientes a la división en la que él juega, que es de máximo nivel nacional o internacional. Esto no se hace en broma ni manejándose escenarios que no sean graves.]

Me da que no. Es otra xavineta... (Hacedme casito, porfa. Entended que la brujita, con noviete, sin noviete, de Dior o de trapilo, selostah comiendo vivo.)

[senslev]

 

[CHOSEN]

Rompo una lanza en la misma línea que asustadísimos.
Sánchez está esperando que haya pronunciamiento externo (público o privado).
Hay quien dice que la noticia está relacionada no con la mujer, sino con la apertura de diligencias en Francia por el caso Pegasus.
Es mas, YO vinculo el tema -de pegasus- con el apoyo antieuropeo y neocolonialista de EEUU a Marruecos, su nuevo actor favorito en la región, y probable artífice del -supuesto- espionaje.
Obviamente con la aquiescencia del amo.
Las presiones a las que debe estar sometido Sánchez en su triple función de presidente de España, de la intl. socialista, y presunto hispanista (por lo tanto antianglosajón) deben ser brutales, y desde luego el tema de su estúpida mujer es el menor de ellos.

Por lo demás, de este gobierno de catetos, catetas y catetes, no queda esperar NADA mas que evitar que ardan las calles, cosa que sucedería al dia siguiente si Sánchez deja el poder, que no creo que lo haga porque la UE tiene que apoyarlo (por todo lo que he dicho).

[Derby]

El "soft landing"...

https://www.ft.com/content/f9e3ebdd-0977-4b12-84cd-25c7380f91cb

US economy grew less than expected in first quarter at 1.6% rate

Higher than expected pressures cast doubt on potential for Fed rate cuts

The US economy grew less than expected for the first quarter of 2024, at an annualised rate of 1.6 per cent, but price pressures were more than expected.

The growth figure from the Bureau of Economic Analysis was far below analysts’ expectations of a 2.5 per cent rise and the revised rate of 3.4 per cent for the fourth quarter.

But inflation data released as part of the figures was higher than forecast, casting doubt on the potential for US Federal Reserve rate cuts.

Sameer Samana, senior global market strategist at Wells Fargo, described the release as “almost stagflationary, where you’ve got growth slowing but prices are still a little bit stickier than markets and the Fed had hoped for”.

US stock futures extended their declines and government bonds came under pressure after the data was released, with contracts tracking Wall Street’s S&P 500 initially down 1 per cent.

Yields on two year US Treasuries, which are sensitive to interest rate expectations and move inversely to prices, rose by 0.05 percentage points to 4.99 per cent as investors.

The sustained strength of the US economy has wrongfooted investors in recent weeks, setting back expectations of interest rate cuts and bolstering the dollar while hitting equities worldwide.

The robust US labour market and high levels of consumer spending had previously added to concerns that inflation will take longer than expected to bring down to the Fed’s 2 per cent target.

US President Joe Biden has been hoping the robust economy will help him overtake his Republican rival Donald Trump ahead of November’s election. But borrowing costs are still at a 23-year high, with traders trimming their bets on how many times the Fed will cut rates this year owing to persistent inflation.

[asustadísimos]

[Un servidor jamás ha escrito «Estás ignorando a este usuario. Muéstrame el mensaje». Es una manipulación que sale en el comentario...
https://www.transicionestructural.net/index.php?topic=2604.msg227902#msg227902
... bajo el rótulo «Cita de: asustadísimos en hoy a las 02:09:06». No entiendo nada. Se enlaza a un comentario de burbuja.info donde se nos injuria.

El contenido de mi comentario de hoy a las 02:09:06 es el siguiente:

«[Una cosa es que la socialdemocracia nos venga bien a nosotros, los estructuraltransicionistas, y otra que ella esté por la labor.]

[El plazo que el Sr. Sánchez da —5 días— es para recibir el apoyo de personas concretas pertenecientes a la división en la que él juega, que es de máximo nivel nacional o internacional. Esto no se hace en broma ni manejándose escenarios que no sean graves.]».

Ahora sabemos que el asunto está despachado con el rey. Sí va en serio. Habría perdido el apoyo de la derecha catalanista y, quizá, el del radicalismo vasquista.

El PSOE ya sabe qué significa, en términos electorales y 'de partido', tener que pasar un trance estructural 'popcap' estando en el gobierno: es un 'to pa na', con grave daño a una organización que ya tiene tocado el despliegue regional.

La convocatoria electoral estaría servida y coincidiría con las elecciones en EEUU.

No es bonito lo que viene. La derecha sociológica no acepta el cambio de modelo capitalista. Vamos a darnos de ostias.]

[sudden and sharp]

[Un servidor jamás ha escrito «Estás ignorando a este usuario. Muéstrame el mensaje». Es una manipulación que sale en el comentario...
https://www.transicionestructural.net/index.php?topic=2604.msg227902#msg227902
... bajo el rótulo «Cita de: asustadísimos en hoy a las 02:09:06». No entiendo nada. Se enlaza a un comentario de burbuja.info donde se nos injuria.

Es lo que pensaba... Veamos que tiene que decir a esto.




Pdta: No se nos injuría. En realidad, nos hacen un homenaje siguiéndonos. [ Me paso de vez en cuándo y les invito a venir a decírnoslo a la cara. El más vilipendiado solía ser yo. Pero se ve que el transcurso de los eventos no les conviene... y le tiran a dar al pianista. Lo habitual. ]

[Derby]

https://www.bloomberg.com/news/articles/2024-04-25/european-real-estate-deals-slump-to-lowest-level-in-13-years

European Real Estate Deals Slump to Lowest Level in 13 Years

Higher interest rates have hit commercial property market
Buyer and seller price expectations remain widely mismatched

The deep freeze that’s gripped Europe’s real estate markets since borrowing costs jumped worsened at the start of the year as deals plunged to their lowest levels since 2011.

The first-quarter total of €34.5 billion ($37 billion) was down 26% compared with already subdued levels a year earlier, according to data compiled by MSCI Real Assets. That marked a seventh straight quarterly decline as uncertainty about the timing of interest rate cuts continues to drive a wedge between buyers’ and sellers’ price expectations.

Office properties — the largest part of the commercial real estate market — led the declines in the first quarter, with volumes down 45%. The figures for Paris were particularly bleak. It recorded its worst ever quarter for offices sales, with just eight deals for a combined value of less than €500 million, the data show.



Higher interest rates have caused a sharp correction in European real estate, exacerbated by shifting working patterns and growing environmental demands that are weighing particularly hard on older office buildings. But with rates expected to come down within months now that inflation is cooling, many would-be sellers are holding on in the hope that prices start to recover soon.

“After a very slow 2023, there were hopes that European property investment would start to pick up in the first quarter of 2024,” said Tom Leahy, MSCI head of real assets research. “But the continued and sometimes painful readjustment to the end of historically low interest rates means the market remains a difficult place in which to transact.”



While most sellers clung to their backward looking book values and resisted price cuts, some had no choice due to maturing loans or fund expiries. That gradually created enough transactional evidence to force values lower, raising expectations that the market would soon find a floor and volumes might start to rise.

But uncertainty about the timing of rate cuts has prolonged the mismatched expectations, with some vendors now more confident that prices will bounce back even as bids continue to reflect elevated borrowing costs. MSCI modeling found there’s still a 20% gap between asking prices for London offices and the values completed deals have achieved.

[asustadísimos]

[Fundamental: https://www.youtube.com/watch?v=P6URQ61zeqw
«Sánchez, Sáánchez, Sááánchez».]

[sudden and sharp]

Ésta le va a encantara CHOSEN:



Sareb admite que será imposible devolver la mitad de su deuda: quedarán 15.000 M
https://www.elconfidencial.com/inmobiliario/residencial/2024-04-25/sareb-imposible-devolver-mitad-deuda-15-000m_3873287/
Se acabaron las trampas al solitario. Desde su nacionalización, Sareb ha apostado por reconocer el agujero latente que arrastra desde el rescate y que hace imposible devolver todo

Los números hablan por sí solos. El patrimonio neto de la entidad es de -14.616 millones tras el ejercicio de saneamiento que se hizo, mientras que falta por devolver 29.413 millones de euros. Con estas dos referencias, el escenario central con el que trabaja Sareb es que nunca se podrán devolver unos 15.000 millones.

 

[Derby]

https://www.bloomberg.com/opinion/articles/2024-04-25/europe-s-green-ambitions-can-get-a-boost-from-unified-capital-markets

Here’s Where Europe Can Get the Money to Go Green

Unifying capital markets could unlock a lot of private investment — and help Europeans build wealth.

Europe’s goal of achieving net-zero carbon emissions by 2050, a crucial element of global efforts to stop climate change, will require a lot of money — by one estimate, more than $30 trillion for everything from electric vehicles to new green technologies.

It won’t happen unless Europeans radically change the way they invest.

To a much larger extent than in the US, Europeans tend to keep their savings in banks, earning meager interest. Pension systems are mostly pay-as-you-go, with little being invested now for future retirements. As a result, Europe’s financial markets don’t have much capital to offer entrepreneurs, or to build its own versions of Amazon, Google or Microsoft. In the euro area, household investment in equity and debt securities, direct and indirect, amounts to only 1.4 times annual gross domestic product, compared with 3.4 times in the US.



Why the disparity? Unification. In 19th-century America, the vast capital requirements of industrial enterprises, notably the railroads that physically united the country, gave rise to national bond and stock markets that attracted investors willing to take risks for big potential rewards. In the 20th century, a strong national authority, the Securities and Exchange Commission, preempted regulatory fragmentation among the states, while creating uniform disclosure and investor-protection rules.

Europe could benefit immensely from a similar union. People would have more options to build wealth, and companies more wherewithal to expand — potentially an added €470 billion a year. Investment could flow as freely from Finland to Greece as it does from California to New York. It’s a vision that EU officials have been pursuing since at least 2015, seeking to harmonize rules and break down borders.

So far, though, fragmentation has prevailed. The European Union still has 27 separate securities regulators and dozens of exchanges, some of which rarely see an initial public offering. Bureaucrats cling to their jurisdictions, and financial firms prefer working with sympathetic authorities. Tax and bankruptcy systems diverge: As of 2019, the cost of recovering debts ranged from 3.5% in Belgium to 22% in Italy (a disparity that the latter has recently sought to address).



Only Europe’s elected leaders have the power to improve this picture. History suggests that they can, when pressed, override parochial interests for the common good. A decade ago, motivated by a debt crisis, they empowered the European Central Bank to supervise financial institutions throughout the euro area, relegating national supervisors to a smaller role. This has proved to be a crucial step toward a broader banking union.

Climate change should now provide a similar impetus for a capital-markets union. EU governments’ finances are far too strained to satisfy the vast investment demands of the green transition on their own. The market is much better equipped to allocate capital to the best technologies and projects. Top officials, including ECB President Christine Lagarde, EU commissioner Mairead McGuinness and International Monetary Fund Managing Director Kristalina Georgieva, see the urgency.

As a first step, the EU should set up a true supranational securities regulator, along the lines of the SEC, to ensure consistent application of existing rules and advocate further harmonization. Officials should also promote private pension funds — for example, by auto-enrolling workers — to help people save for retirement while providing equity and debt funding to companies. And they should revise regulations to allow the prudent repackaging of loans into securities, to create more investable assets and expand banks’ lending capacity.

Climate change presents many epochal challenges. Finance is a big one. Europe’s leaders must summon the political will to meet it.